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The future of credit is
borderless

Unsecured Stablecoin Credit for Consumers
Upto $1000 Credit Limit
Upto 30 days Tenure

BION Product Suite

Get to know BION

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COMING SOON

Instant Credit

Avail short-term collateral-free credit in stablecoin. Pay only for what you use with absolutely no hidden charges.

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COMING SOON

Digital Cards

Load your card with stablecoins and spend world wide.

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LIVE

Scan-to-Pay

Use your credit for global spend. Fiat settlement with merchants across offline and online acceptance.

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LIVE

Prepaid Instruments

Purchase vouchers, pay in stablecoin and use for everyday needs globally across 4000+ brands in 40+ countries.

Traction

200,000+
Users
$1.5 Mn+
GMV

How It Works

Experience the fastest route to borderless credit. Replace outdated paperwork with seamless, on-chain verification.

Bion How It Works
1

Connect your wallet

Link your Web3 stablecoin wallet securely to begin the seamless onboarding process.

2

Instant approval

Our smart risk engine evaluates your on-chain footprint to grant credit limits instantly.

3

Stablecoins in minutes

Receive your approved credit line directly into your wallet as borderless stablecoins.

Backers and Partners

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t-hub
TON
Stellar
Blockchain Founders Group
TON VENTURES
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STON.fi
Copperx
Base
Sentra

Our DNA

Smart credit underwriting

An AI powered new-age credit underwriting using on-chain and off-chain signals

Instant and transparent

Near instant credit in stablecoin. Total transparency, and no hidden charges

Best-in class user experience

Complete end-to-end in-app experience from credit till payments & spend. Minimal document, minimal hassle

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